*Benefits vary between plans. For full details, see the policy document for the relevant plan.
1. Reader’s Digest Most Trusted Health Insurance Brand, 2017-2026. 2. As at 30 June 2025. 3. Reader’s Digest Quality Service Award, Health Insurance winner 2025.
Here’s why more than 951,0002 New Zealanders choose to be with Southern Cross Health Society.
The My Southern Cross app is your pocket-sized healthcare partner. Check benefit balances, request prior approval and make instant claims whenever, wherever.
*Only registered policyholders can make claims or request prior approvals
My Southern Cross is a secure, online service that makes using your health insurance easy. If you’re a member on a policy, there’s also more options and features for non-policyholders so you too can manage your policy 24/7 with My Southern Cross.
Look up a doctor, specialist or medical facility that is contracted to provide Southern Cross members with certain healthcare services at agreed prices.
This is made possible because we focus on the needs of our members, without the need to return profits to shareholders. That means most of the money we receive in premiums goes back to our members. It’s just another way we are with you.
You may qualify for discounts on your premium, as well as receiving exclusive member discounts from other Southern Cross Group businesses. We’ve also got some great offers from our healthcare partners – make sure your email address is up to date in My Southern Cross, so you can hear about our latest offers.
Southern Cross Medical Care Society (trading as Southern Cross Health Society) is a licensed insurer and a licensed financial advice provider. For more information about the financial advice service we provide and a copy of our public disclosure statement please visit southerncross.co.nz/disclosure-statement.
Southern Cross Medical Care Society (trading as Southern Cross Health Society) has an A+ (Strong) financial strength rating given by S&P Global Ratings Australia Pty Ltd. The rating scale is: AAA (Extremely Strong), AA (Very Strong), A (Strong), BBB (Good), BB (Marginal), B (Weak), CCC (Very Weak), CC (Extremely Weak), SD or D (Selective Default or Default). Ratings from ‘AA’ to ‘CCC’ may be modified by the addition of a plus (+) or minus (-) sign to show relative standing within the major rating categories. Full details of the rating scale are available at S&P Global Ratings. S&P Global Ratings Australia Pty Ltd is an approved rating agency under the Insurance (Prudential Supervision) Act 2010.
