Public Trust member offer
Southern Cross members can get a 20% discount off online EPAs purchased via the Public Trust website by using the special promo code available in My Southern Cross.
Public Trust understands that the unexpected does happen and when it does, everyone needs someone they trust to look out for them. Your enduring power of attorney (EPA) helps ensure that if you're ever unable to make important decisions, someone you choose can step in on your behalf.
Just like health insurance, an EPA only works if it’s in place before you need it. That’s why we’ve partnered with Public Trust to offer members 20% off their online EPAs - giving you peace of mind knowing that no matter what, someone has your back. That’s the power of an EPA.
Do you need an EPA?
When injury or illness means you’re unable to make important decisions or manage your own affairs – an attorney appointed through an enduring power of attorney (EPA) can step in and take on important responsibilities for you. Every adult New Zealander deserves the reassurance that their wishes will be respected in times of need. Without an EPA in place, even those closest to you – like your spouse, partner or next of kin – may not have the legal authority to step in and make decisions on your behalf.
There are two types of EPA
An EPA for property allows someone you trust to take care of things like paying bills and managing assets, and an EPA for personal care and welfare appoints an attorney to make decisions about your wellbeing like where you’ll live and what care you can receive. Having both in place helps ensure that no matter what happens, someone can step in and act for you if you're unable to. With both types, you should name a trusted person that has the capability to make important decisions and your best interests at heart.
Southern Cross Medical Care Society (trading as Southern Cross Health Society) is a licensed insurer and a licensed financial advice provider. For more information about the financial advice service we provide and a copy of our public disclosure statement please visit southerncross.co.nz/disclosure-statement.
Southern Cross Medical Care Society (trading as Southern Cross Health Society) has an A+ (Strong) financial strength rating given by S&P Global Ratings Australia Pty Ltd. The rating scale is: AAA (Extremely Strong), AA (Very Strong), A (Strong), BBB (Good), BB (Marginal), B (Weak), CCC (Very Weak), CC (Extremely Weak), SD or D (Selective Default or Default). Ratings from ‘AA’ to ‘CCC’ may be modified by the addition of a plus (+) or minus (-) sign to show relative standing within the major rating categories. Full details of the rating scale are available at S&P Global Ratings. S&P Global Ratings Australia Pty Ltd is an approved rating agency under the Insurance (Prudential Supervision) Act 2010.